Tag Archives: disaster

The City Cousin: A Different Perspective On Prepping

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“Yes, Preppers Should Have Insurance Policies.”

Contributed by Shawn (aka The City Cousin)
(Shawn will be writing a series of posts about prepping in an urban environment.)

I’ve had a varied background, career wise, over the past forty years. My first job, after graduating from college, was as a Welfare Fraud Investigator for the State of Utah. This hadn’t been my plan. Initially I was in a prelaw program via a political science major, then two quarters before graduation, I changed my major to Spanish as I was offered a Teaching Fellowship in the Language Department. My goal was to attend grad school and become a Spanish professor. Unfortunately, this is when quotas were first being developed for racial and gender balance in organizations. I saw the handwriting on the wall (not being a Latino or a woman) that future job prospects in that field would be minimal, so I started interviewing for any job. Which brought me to two conclusions that I’ve found to be true: first, if you don’t know where you’re going, it doesn’t matter which road you take; and second, journalism classes do pay off.

In the interview for the welfare investigator position I was asked what I felt was needed to prepare a good investigation summary. I flipped through my ‘mental rolodex’ (for those of you under 30, a rolodex is a round file that we used for phone numbers, addresses, etc. Google it and you will be amused at that technology) and came up with those questions any article should answer: Who, What, Where, When and How. I got the job.

When I started thinking about getting more prepared, I began with a list of perils and what I needed to do to prepare for them. Then I applied my questions: Who, What, Where, When and How. Living in Seattle we have some unique perils, as well the perils we all face.

Peril is an insurance term which describes those events or risks a policy covers (yep, I worked for an insurance company along the way as well). I believe, since fortunately most perils are not catastrophic in nature, all preppers should begin with good insurance coverage. I realize this is a different approach to prepping. But a homeowners/renters policy provides (prepares) us with coverage for the perils of fire, theft, wind damage, lightning strikes, etc. It has liability coverage, which covers you in the event someone is injured on your premises, or sues you for libel/slander. There is also coverage for ‘loss of use of premises’, which covers temporary housing and living expenses. As a prepper, take the time and make sure you understand what your insurance policy covers, as the perils and benefits depend on your state, your insurance company, and policy type. Earthquake and earth slides tend to be coverage you have to add to your standard policy. Flood insurance is purchased through the federal government. Insurance works as a tool to manage risks by transferring to the insurance company coverage for a loss; your deductible is the risk you are willing to cover in a loss (the higher the deductible the more of the risk you assume).

Prepping is another form of insurance, and perils is another word for disasters. So what are the perils I have defined and, other than having adequate insurance, what have I done to prepare for them? Living alone, in a 500 square foot one bedroom apartment, it can be an interesting process. Next month I will share with you what I have come up with and the resources I’ve used. With preparation we define the road we are taking and we know where we are going.

The City Cousin’s Bio
I come by prepping by growing up watching the example my father set; he was always prepared for whatever situation would arise. Now, as a single man living and working in Seattle, I have opted to live near downtown in a small apartment. For me this is a comfortable space; trying to be “green” it has reduced my use of resources from electricity to gas for my truck. With limited space, I have reviewed what I can reasonably be prepared for in my urban environment.

(Friday: Momma Bear’s March Preps, instead of my weekly summary the last Friday of each month Momma Bear will sum up what she and her family did that month to prep.)

Bug Out Short List

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Quick, Grab Everything Important!

You’ve got less than an hour to get your family out of the house, possibly forever. The “why” really doesn’t matter; it could be a hurricane, violent civil unrest, a forest fire, flooding… But you have to get your family (including pets), some basic necessities, as many preps as possible, and GO!

This scenario can be chaotic, scary, and very stressful; you’re practically guaranteed to pack inefficiently and forget important things in the rush. And what if you’re not there to do the packing? If you’re away from the house, and your spouse and/or kids have to get things packed up and you’ll meet them somewhere?

Having your family’s own Bug Out Short List would be invaluable. Sure that scenario will still be scary and stressful, but having a prioritized, check-list in your (or their) hand will make things go much smoother and provide much needed direction and focus.

Our list is based on having a well-stocked BOB** in each vehicle already (people define and keep their BOBs in different places – we keep one in each vehicle, at all times). We own three vehicles and have three drivers; our plan (best case scenario, if all vehicles and drivers are home) is to take two of the vehicles putting half of the supplies, divided relatively evenly, in each vehicle (Repetitive & Redundant).

Our Short List

  • Locked Document Box, containing: Important Papers Notebook (including an extra copy of the Evacuation Plan), extra cash, passports, and back-up hard drive (place in primary vehicle, under driver’s seat)
  • Red Buckets (2)*
  • open Large Blue Bin and remove the MURS radios and chargers (2) (place on passenger seats). Verify the Bin contains: Volcano Stove (with propane attachments), Buddy Propane Heater, small propane bottles (4).
  • open Black Box #1: inside are several large duffle bags for packing. It also contains the soft-sided cat carrier, load Oscar (the cat) as soon as he’s found, and load cat food.
  • Blue Duffle Bag containing sleeping bags (if two vehicles: place half in another duffle bag, add extra blankets and pillows to both)
  • Bin containing tents and sleeping mats (if two vehicles: half in each)
  • Berkey Water Filter
  • Large Red First-Aid Kit
  • MRE boxes (2)
  • Tools: axe, shovels, saws, gloves, extension cords, 550 cord, drills, bolt cutters, bucket
  • OD Military Duffle #1: fill with clothes from bedroom dressers
  • OD Military Duffle #2: fill with shoes and coats
  • Car Camping Bin
  • Backpacking Bin
  • (consider Cold Weather Bin depending on time of year)
  • Black Military Boxes (2) fill with non-perishable foods from pantry, SWYE, and extra hygiene items
  • Dutch Oven and cast iron pan
  • Black Plastic Tubs (2) fill with food for travel: include sandwich stuff, snacks, fruit, yogurt, cheese, boiled eggs
  • Coolers (2) fill with meat from freezers, top with ice in zip-lock bags
  • Extra Water: 5-gallon jugs (2), extra 2-liter as space permits
  • Extra Fuel: 5-gallon jerry cans (4) and super syphons (top off vehicles with red 5-gallon cans)
  • 5-pound propane tanks (4)
  • Charcoal and lighter fluid
  • Folding chairs (6)

Is it ambitious? Yes. Does it include everything needed? We hope so. Is it too much? Not if it all fits. Does it all fit? Hard to say–no we haven’t fully tested it (yes, I know we need to – but what a pain in the butt…). If we get a truck in the coming year that’ll help a lot, but we don’t have one yet; we’ve also talked about getting a trailer, but again don’t have one.

Make a Short List for your family. It doesn’t cost anything, just some time. Take that time now so you’ll be more prepared for that situation where you don’t have much time. It won’t be perfect, but at least you’ll have a place to start.

(Friday: What We Did This Week To Prep)

* In my post Out With The Old… – Our Annual Rotation I mentioned our Red Buckets, they are two 5-gallon red buckets with orange gamma lids (I wanted something that would stand out). They are each stocked with non-perishable foods, eating utensils, a mess kit, and some hygiene supplies. Our goal is to use them in conjunction with the BOBs to add additional survival time (in terms of more food equals more days).

**For my list of abbreviations and other information, open the above ‘Check Here…’ page tab.

As The Water Slosheth

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We Prepare For The Aftermath

The other day there was a casserole dish, full of water, soaking in the kitchen sink. I was ready to wash it, so I lifted it and began to pour the water out. Immediately I realized I had misjudged and the majority of the water would miss the sink and land on the adjacent counter. I tried to jerk the dish back, but the water was already in motion and flooded over the counter causing a wet mess.

As I was cleaning up the spilled dishwater, I reflected on what had happened. I hadn’t meant to spill the water. The moment it started moving the wrong way I realized it and tried to correct it, but it was too late. The water was in motion and the consequences were unstoppable. There was going to be dirty dishwater all over the counter – all I could do is clean it up.

Though the spilled water, once in motion, was unavoidable, the consequences were mitigated by established habit and routine. There weren’t any dishes drying in the rack next to the sink, so nothing had to be re-washed. We don’t prepare food in that area, so no food was ruined. A towel is kept under the sink, so clean up was started immediately. Because of our kitchen ‘preparedness’ a potential disaster became just a minor inconvenience.

This happened in less time than it takes to tell about it. That is frequently how life’s disasters–big or small–occur. It could be a tornado, a fall, a car crash, a fire, an earthquake, a bicycle accident, or an explosion. Even if there are indicators (seen or unseen) the actual incident typically happens incredibly quickly.

As a prepper you’re not preparing to stop, or even survive, the disaster; you’re preparing to survive the aftermath. The disaster itself–once in motion–is unstoppable; you either die in the immediate “burst” (or very soon after), or live to face the aftermath.

In that aftermath, while those around us are panicking and searching for direction; we know what we need: food, water, shelter, security, and energy. Our goal is to have preparations in place with a plan to use them, and the knowledge that we many have to improvise that plan as needed.

We have very little control over most things in our life, but we will still be forced to deal with the consequences. Once things are set into motion all we can do is respond. Plan and prepare to survive the aftermath.

(Wednesday: Weathering The Storm)

When Others Are In The Dark

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five basic needs: 1) food, 2) water, 3) shelter, 4) security, and 5) ENERGY

“Nothing sends us back a century or two like an electric power outage. So much of what we call civilization lives or dies on the “juice” that we get with the flip of a switch.” (Discovery.com)

Modern energy and technology* is completely taken for granted in our society — until they no longer work. Of course, the world existed for millennia without our modern energy and there’s no doubt that human beings, as a species, can survive. But can we, today’s ultra-specialized, technology-dependent individuals?

What would we do without our cell phones and computers, microwaves and refrigerators, television and internet, central heat and air-conditioning, or simple “flip of a switch” to turn on the light as we walk into a dark room?

The power goes out. For how long? You don’t know. It could be a fallen tree, damaged power pole, lightning strike, ice/snow storm, high winds, or short-circuit from changing a routine part at a minor electrical substation; the list of inevitable ‘disasters’ continues. Since we prepare for the most likely emergencies first–not the Hollywood style mega disasters–let’s talk about what happens when we get sent “back a century or two” with a power failure. Most of us can fake it pretty well if the lights go out for a few hours to a couple of days. But what about after that?

What if it lasts longer? I’m not saying forever in the apocalyptic sense, just a huge storm that knocks out power for a few weeks? Suddenly we’d have to deal with all the disadvantages of not having power, and none of the advantages from “a century or two” ago of knowing how to heat, cook, and just exist on a daily basis without it (hell, the boredom alone would kill many of us).

We understand that to make fire it requires 1) fuel, 2) oxygen, and 3) an ignition source; and have all created it before. These days when most homes don’t even have a wood fireplace; frequently the only time we strike a match or a flick lighter is to light candle (or cigarette). Ironically if we do ‘make’ a fire in our gas fireplace or propane grill, it is literally “the flip of a switch”. But, making a successful wood fire–the key component in basic heat, light, and cooking–is getting to be a lost skill.

As preppers we should strive for far more than to be huddled around a fire to keep warm, turning our latest kill on a spit, and casting furtive glances into the darkness. We know there are systems that fail. We know that we are helpless to prevent them. So when the power fails, what is your plan to keep warm (or cool – though that’s not a big problem up here in Western Washington), cook, stay connected, and provide light?

This will be the last in the series of the ‘five basic needs’ posts. We’ve now established a baseline of those ideas and concepts which we will build on and refer back to.

(Wednesday: Product Review – Emberlit Stove)

*I won’t keep mentioning technology, but assume it’s implied knowing that it can’t exist without modern energy.

Location, Location, Location

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five basic needs: 1) food, 2) water, 3) SHELTER, 4) security, and 5) energy

Shelter, Shelter, Shelter.

All locations are not created equal; big city, suburbs, small town, rural area. Where do you live? Your location will determine what type of disasters you are more likely to encounter, what services will be available in the aftermath, and the potential risks to your family and home during that emergency. A disaster that is catastrophic in one setting, may have very little effect in another.

Example: An apartment in a large city vs. a house in a rural community when an 8.5 earthquake strikes. City: gas, water, and electric lines break, fires start, water pressure drops, buildings partially collapse, debris falls, power is out, traffic gridlocks, the dense population panics. Rural: things fall off shelves, maybe the power goes out and you have to use your generator for a few days.

Some disasters, like the earthquake or a terrorist attack, give us no notice and all we can do is work to recover afterward. But others, like a hurricane, pandemic, or flooding give us time and the opportunity to make an informed decision.

<cue Should I Stay or Should I Go? by The Clash>

The decision: Bug in or bug out (stay or go)? If you bug in, what are your contingency plans to compensate for potential lost services: food, water, security, energy? If you choose to bug out (or have to), where are you going? What do you take if you leave? What do you leave if you, um, leave? What route are you going to take to get to your bug out location (BOL)? You also need to consider the ‘leave right now’ disaster where there are only minutes to evacuate, like a fire, or a gas leak.

With so many factors affecting this decision, how do you decide to stay or go? You analyze the situation, think about your plan, and ultimately decide: Am I most likely better off if I stay, or better off if I go?

If you choose to go, having a pre-determined plan is invaluable. Once the disaster starts, people may be scared, disoriented, separated, or hurt; it may be dark and/or cold (don’t ‘these things’ alway happen at night?), if we have a plan, we all at least know where to start. A written evacuation plan needs to include: 1) a ‘short list’ of what to grab quickly before you leave your home, 2) multiple routes to get out of your area and to your BOL(s), and 3) an extensive list of contact information for people and businesses in your life.

‘I don’t have anywhere to go,’ you say. If that’s truly the case, then you stay. But a temporary BOL may be as simple as a motel in a ‘safer’ area. Determine that area, one with several motels; make a list of their numbers in your evacuation plan. If you decide to leave, call early and get reservations. Motels frequently have generators and their own disaster plan in place.

Or, talk with a friend or family member; don’t just ask if you can go to their home, but agree to be each other’s BOL if necessary. Create a plan together. If you live in the city and they are rural consider pre-staging items in their home. But, if you’re city, why would they evacuate to you? A local emergency and they just need somewhere to stay a night or two.

We plan for the most likely disruptions first: personal injury, fire, local emergency, local weather. The catastrophic ones: major natural disaster, pandemics, terrorist attacks; if they come, will still require similar plans and preps. Developing an evacuation plan costs no money, only time – take that time now when things are calm (relatively speaking) so you can be ready when things aren’t.

(Wednesday: No, You Can’t Take It)