Rural Relations with Josh: Lessons Learned, An Introduction

(Josh is our newest regular Guest Contributor and will be posting, Rural Relations with Josh, the first Wednesday of every month.)

Three years ago, this December, I stumbled across a real estate listing on Craigslist; it described a heavily treed 5-acre lot with a distressed rambler, built in ’88, in need of a new owner at a fantastic price. The current family had taken out a second mortgage and was in the foreclosure process with a trustee sale a mere three days away. A quick call to the listing agent and we had an appointment the following day to view the house.

Our first impression of the property was of a cosmetic fixer, on a dead-end road, two foot tall field grass in the yard, various junk strewn in and around the house, and tree branches behind the house attempting to reach inside as nature made a valiant attempt to overtake this small piece of civilization before humans could reign it in. Trees had fallen all over the property during snow and wind storms, blocking all trails and access except by foot beyond the driveway. The list of tasks to make it livable was relatively short as the structure and foundation were solid: remove and replace all flooring and trim, repaint floors, ceilings, and walls, and replace a few doors. Except for those projects, this place had some serious potential and was perfect for a young family with three kids and a dog.

Beyond the first impression there were two issues to consider, 1) the neighborhood is controlled by an HOA (home owners association), and 2) there is an easement through the south end of the property to a single home at the end of the road. After careful review and talking with the HOA president and a few neighbors, it was determined (and repeatedly stated) that the only reason for the HOA was to maintain the two miles of asphalt road that wound through the development. (The fee for this maintenance was $45 a month, for each property.) Review of the HOA documents revealed that excessive control was possible, although nothing else appeared to be enforced or in place. The easement, we decided, was something we could work with and would not be an issue.

Outside those two issues the home and property were great for a prepper! It is one mile from the nearest county road, six miles from the nearest small town, and 20 miles from the nearest mid-size city. It is heavily treed with wood heat; and there is a 160 acre wood lot to the north and a few acres of nature preserve on the east boundary. The only downside is there is no pasture or cleared land other than the yard and house area.

Six months later, through the trustee sale deferral and short sale process, we were first time home and property owners on an adventure with no idea how much we were going to learn.

Please join me in this multi-part series as I write about lessons we’ve learned from our first “homestead” property purchase; lessons that we will apply when we buy our next one.

Josh’s Bio:
Josh is a small business owner, in the greater Seattle area, focused on implementing open source software solutions (think Linux).  He grew up in Eastern Washington living several different places with a mother who moved around quite a bit. At 19 years old, Josh joined the Navy; he spent four years on a fast attack submarine stationed at Pearl Harbor, with visits across the Pacific Ocean. He now lives with his wife and three young kids in a rural development, where they have a garden, two dogs and 12 chickens.

(Friday: What We Did This Week To Prep)

Teaching The Kids (& Learning More Myself) – Practicing With Escape Ladders

Recently we purchased two second story escape ladders. As previously mentioned we have two bedrooms with windows that are about 14 feet off the ground, our master bedroom and Emily’s room. We bought a ladder to keep in each room.

Because buying stuff is easy and it’s a good idea to practice with emergency items before you need them, we pulled the ladder out of the box and actually used it. I had Emily do most of the set-up because it will be in her room. I had to start off by explaining to the younger girls how to remove a window screen (don’t assume). Emily then hung the ladder handles from the window ledge and released the ladder to fall, against the side of the house, to the ground. Once I determined everything looked right and was secure, Emily climbed through the window and down the ladder. The rope ladder moved around a lot as she climbed down it, and she was more than a little nervous, but she did it. She was followed by Alison, also nervous, and Ryan, not nervous (Brynn was away at camp). We discussed that, in an emergency, Ryan would go last after ensuring everyone was out okay.

We then went to Alison and Brynn’s room which opens onto the roof above the garage (Ryan’s is next to theirs and opens to the same area). The screen was removed and the kids climbed out onto the roof. I was on the ground. My original plan was to have them hang from the roof and drop to the ground; having Ryan go first so that he can help the girls. After looking around I realized there was nothing safe to hold onto, the gutter was too weak and there were no other suitable edges. We decided to try the ladder, attached to the girls’ window down the roof and off the side. That worked okay and the kids were all able to climb down. I considered getting more ladders for those rooms but decided they probably weren’t necessary. We came to the conclusion that they could get out the windows, away from any potential danger, and wait on the roof for assistance; if they had to they could hang and drop from the gutters (but we didn’t want to practice this because we believe the gutters would be damaged from the weight).

It wasn’t rocket science to figure out how to use the ladder, and yes had there been an emergency we could have figured it out then. But the best time to learn a new skill, or a new piece of equipment, is not when an emergency is happening. There will already be anxiety, stress, and fear; possibly darkness, cold, and rain to deal with. Knowing how to use your emergency equipment will give you, and your family, the confidence needed to get through the disaster. And while a sudden life-threatening fire while we’re in the house–the most likely threat to cause people to escape through a window–is not a likely event, it is possible. We decided it was worth the purchase and practice to allow us to be prepared for that–or another similar–eventuality.

(Friday: What We Did This Week To Prep)

The City Cousin: A Different Perspective On Prepping

“Yes, Preppers Should Have Insurance Policies.”

Contributed by Shawn (aka The City Cousin)
(Shawn will be writing a series of posts about prepping in an urban environment.)

I’ve had a varied background, career wise, over the past forty years. My first job, after graduating from college, was as a Welfare Fraud Investigator for the State of Utah. This hadn’t been my plan. Initially I was in a prelaw program via a political science major, then two quarters before graduation, I changed my major to Spanish as I was offered a Teaching Fellowship in the Language Department. My goal was to attend grad school and become a Spanish professor. Unfortunately, this is when quotas were first being developed for racial and gender balance in organizations. I saw the handwriting on the wall (not being a Latino or a woman) that future job prospects in that field would be minimal, so I started interviewing for any job. Which brought me to two conclusions that I’ve found to be true: first, if you don’t know where you’re going, it doesn’t matter which road you take; and second, journalism classes do pay off.

In the interview for the welfare investigator position I was asked what I felt was needed to prepare a good investigation summary. I flipped through my ‘mental rolodex’ (for those of you under 30, a rolodex is a round file that we used for phone numbers, addresses, etc. Google it and you will be amused at that technology) and came up with those questions any article should answer: Who, What, Where, When and How. I got the job.

When I started thinking about getting more prepared, I began with a list of perils and what I needed to do to prepare for them. Then I applied my questions: Who, What, Where, When and How. Living in Seattle we have some unique perils, as well the perils we all face.

Peril is an insurance term which describes those events or risks a policy covers (yep, I worked for an insurance company along the way as well). I believe, since fortunately most perils are not catastrophic in nature, all preppers should begin with good insurance coverage. I realize this is a different approach to prepping. But a homeowners/renters policy provides (prepares) us with coverage for the perils of fire, theft, wind damage, lightning strikes, etc. It has liability coverage, which covers you in the event someone is injured on your premises, or sues you for libel/slander. There is also coverage for ‘loss of use of premises’, which covers temporary housing and living expenses. As a prepper, take the time and make sure you understand what your insurance policy covers, as the perils and benefits depend on your state, your insurance company, and policy type. Earthquake and earth slides tend to be coverage you have to add to your standard policy. Flood insurance is purchased through the federal government. Insurance works as a tool to manage risks by transferring to the insurance company coverage for a loss; your deductible is the risk you are willing to cover in a loss (the higher the deductible the more of the risk you assume).

Prepping is another form of insurance, and perils is another word for disasters. So what are the perils I have defined and, other than having adequate insurance, what have I done to prepare for them? Living alone, in a 500 square foot one bedroom apartment, it can be an interesting process. Next month I will share with you what I have come up with and the resources I’ve used. With preparation we define the road we are taking and we know where we are going.

The City Cousin’s Bio
I come by prepping by growing up watching the example my father set; he was always prepared for whatever situation would arise. Now, as a single man living and working in Seattle, I have opted to live near downtown in a small apartment. For me this is a comfortable space; trying to be “green” it has reduced my use of resources from electricity to gas for my truck. With limited space, I have reviewed what I can reasonably be prepared for in my urban environment.

(Friday: Momma Bear’s March Preps, instead of my weekly summary the last Friday of each month Momma Bear will sum up what she and her family did that month to prep.)

Living Without Electric Entertainment

There’s Not An App For That

Spoiler Alert: We are getting a pool table for Christmas.

Sarah and I both like pool, we have room for a table, and found a great deal on a good used one. And a pool table, despite what Harold Hill says, is good family entertainment. It’s an enjoyable game, that can be played with up to four people either casually or competitively. Also, once purchased–if you take good care of it–there is very little additional cost, it doesn’t require any electricity or internet connection, and it will last for years. You could say it’s a sustainable game.

This led me to thinking about sustainable entertainment in general. We discuss our five basic needs a lot, but how much do we discuss the topic of ‘boredom avoidance’? In an emergency once you know that you’ll have food to eat, clean water, comfortable shelter,  light and warmth, and feel safe; at that point what will you do with your family for fun? This could be a short-term power outage or a long-term collapse. What kind of entertainment do you have that doesn’t have to be plugged in or recharged? This means no computers, smart phones, internet, video games, iPods, television, movies, or even radio – at least not for entertainment purposes.

I don’t see TEOTWAWKI as being a Hollywood-esque struggle full of fear and desperation to survive against the elements and mutant zombie bikers* (MZBs). In reality there will be a lot of boredom periodically interrupted by unforeseen challenges and scary moments. During those times, I believe that having activities which provide fun and laughter will be even more important.

Early on I taught my kids to play a variety of board and card games. When you have four kids during the long, wet northwest winters playing an organized game is a good way to keep everyone entertained and involved together.

Our family tends to play less traditional games. For example, our favorites include: Killer Bunnies, Munchkins, Carcassonne, pirates dice, Apples to Apples, Qwirkle, and cribbage. These types of games encourage thinking outside the box; they are also able to entertain a number of people of varying ages. A pool table, though different, will complement our stock of games nicely.

The games themselves don’t matter. What matters–after you’re fed, warm, and secure–when you’re stuck inside for days at a time without power, is having something to do. Something to keep the kids interested and involved; something to take your mind off the serious (and yes, scary) world outside your door; something to pull you together as a family. Remember, family is the reason we’re doing this.

*Mutant Zombie Bikers (MZBs) is a term used in David Crawford’s’ book, Lights Out. It’s describes the bad guys, who prey on the good guys, in a collapse world.

Location, Location, Location

five basic needs: 1) food, 2) water, 3) SHELTER, 4) security, and 5) energy

Shelter, Shelter, Shelter.

All locations are not created equal; big city, suburbs, small town, rural area. Where do you live? Your location will determine what type of disasters you are more likely to encounter, what services will be available in the aftermath, and the potential risks to your family and home during that emergency. A disaster that is catastrophic in one setting, may have very little effect in another.

Example: An apartment in a large city vs. a house in a rural community when an 8.5 earthquake strikes. City: gas, water, and electric lines break, fires start, water pressure drops, buildings partially collapse, debris falls, power is out, traffic gridlocks, the dense population panics. Rural: things fall off shelves, maybe the power goes out and you have to use your generator for a few days.

Some disasters, like the earthquake or a terrorist attack, give us no notice and all we can do is work to recover afterward. But others, like a hurricane, pandemic, or flooding give us time and the opportunity to make an informed decision.

<cue Should I Stay or Should I Go? by The Clash>

The decision: Bug in or bug out (stay or go)? If you bug in, what are your contingency plans to compensate for potential lost services: food, water, security, energy? If you choose to bug out (or have to), where are you going? What do you take if you leave? What do you leave if you, um, leave? What route are you going to take to get to your bug out location (BOL)? You also need to consider the ‘leave right now’ disaster where there are only minutes to evacuate, like a fire, or a gas leak.

With so many factors affecting this decision, how do you decide to stay or go? You analyze the situation, think about your plan, and ultimately decide: Am I most likely better off if I stay, or better off if I go?

If you choose to go, having a pre-determined plan is invaluable. Once the disaster starts, people may be scared, disoriented, separated, or hurt; it may be dark and/or cold (don’t ‘these things’ alway happen at night?), if we have a plan, we all at least know where to start. A written evacuation plan needs to include: 1) a ‘short list’ of what to grab quickly before you leave your home, 2) multiple routes to get out of your area and to your BOL(s), and 3) an extensive list of contact information for people and businesses in your life.

‘I don’t have anywhere to go,’ you say. If that’s truly the case, then you stay. But a temporary BOL may be as simple as a motel in a ‘safer’ area. Determine that area, one with several motels; make a list of their numbers in your evacuation plan. If you decide to leave, call early and get reservations. Motels frequently have generators and their own disaster plan in place.

Or, talk with a friend or family member; don’t just ask if you can go to their home, but agree to be each other’s BOL if necessary. Create a plan together. If you live in the city and they are rural consider pre-staging items in their home. But, if you’re city, why would they evacuate to you? A local emergency and they just need somewhere to stay a night or two.

We plan for the most likely disruptions first: personal injury, fire, local emergency, local weather. The catastrophic ones: major natural disaster, pandemics, terrorist attacks; if they come, will still require similar plans and preps. Developing an evacuation plan costs no money, only time – take that time now when things are calm (relatively speaking) so you can be ready when things aren’t.

(Wednesday: No, You Can’t Take It)